Four tiers, identical features, and a win rate calculated against the best price the trade ever touched.
Intellectia AI review 2026: daily AI stock picks, SwingMax signals, real pricing, and a 57/100 Alpha Score. Where the accuracy claim holds and breaks.
Read the full Intellectia AI teardownStart with the pricing table, because it tells you what you are buying. Basic, Pro, Max and Expert have the same feature list. The only difference is monthly credits: 2,500, 5,000, 10,000, 22,500. Pay six times more for Expert and you get nine times the credits and zero extra capability. Intellectia never publishes what a credit costs per action, so you cannot work out how far any allotment goes until you have already paid. Then there is the performance math. A Trustpilot reviewer worked it out: the advertised win rate is computed against maximum possible profit, not against the published stops and targets. Follow the signals as issued and the same reviewer puts the real hit rate near 55%, not 94%. We cannot independently verify that arithmetic, but Intellectia has not published the tradeable version either, and that silence is the answer.
The refund policy is the most aggressive in this set and it is worth reading twice. No refunds on monthly subscriptions, including the discounted first month. No refunds on upgrades. No refunds on crypto payments. The $1 trial fee is explicitly non-refundable. No refunds once a free trial converts. On annual plans, no refunds after the trial ends. And anyone who files a chargeback is ineligible for refunds entirely. Four add-on services are also sold on the same page at $199.95 to $499.99 each, none included at any tier.
Hover, tap, or focus a card to see who we'd point at this tool — and who should walk away.
The traders who get the most out of Intellectia AI.
Where Intellectia AI is the wrong spend.
A real complaint from the trading forums, and what this tool actually does about it.
“They use the max possible profit on any given trade to give you their trade success rate: so they quote 94% win rate on swingmax but in reality if you followed their stops and targets is more like a 55% hit rate. This is a lame trick to skew results. "463% annual rate of return", lol. Prove it with real TRADEABLE stats using published tp and sl from your signals not the garbage stats you suck people in with.”
Source: Trustpilot
There is no fix from the vendor here, only a defence you can run yourself. Take the signals for the $1 trial week, log every entry, stop and target as published, and score them yourself against what actually filled. Seven days is thin data, but it is your data, and it is the only number that describes what you would have made. If the tradeable hit rate lands near the advertised one, that is a real finding. If it does not, you learned it for a dollar.
Sentiment pulled from two independent sources, kept separate so you can weigh each one yourself.
“They use the max possible profit on any given trade to give you their trade success rate: so they quote 94% win rate on swingmax but in reality if you followed their stops and targets is more like a 55% hit rate. This is a lame trick to skew results. "463% annual rate of return", lol. Prove it with real TRADEABLE stats using published tp and sl from your signals not the garbage stats you suck people in with.”Read the original on Trustpilot →
“It has many tools, some of which are very risky, but if you have knowledge and judgment, it's a very good source of information for making your own decisions.”Read the original on Trustpilot →
“Been using Intellectia for a few days now and found the stock evaluation very accurate. The tools assist in narrowing the stock pick decision before committing to the trade. The time involved in researching has been cut drastically giving me more researching time to find a good stock pick. The application is easy to use and learn.”Read the original on Trustpilot →
Every quote is real and traceable. How we source them →
$0
400 credits total — a one-time allotment, not a monthly refill. Core analysis features work until the credits run out.
$14.95 / month, or $11.96 / month billed annually ($143.52 a year)
2,500 credits a month plus the full feature set: Should I Buy, price prediction, technical analysis, option strategy, trading signals and the AI screener. Intro offer is $1 for 7 days, non-refundable.
$29.95 / month, or $23.96 / month billed annually ($287.52 a year)
Same features as Basic. 5,000 credits a month.
$49.95 / month, or $39.96 / month billed annually ($479.52 a year)
Same features again. 10,000 credits a month.
$89.95 / month, or $71.96 / month billed annually ($863.52 a year)
Same features again. 22,500 credits a month. Six times the Basic price for nine times the credits and no extra capability.
$199.95 to $499.99 each
Quant AI Alpha Pick $499.99/yr, SwingMax Portfolio $499.99/yr, Whales Auto Tracker $319.95/yr, Backtest Playground $29.99/mo. None included at any subscription tier.
Prices change. Check the vendor’s page before you buy.
One email a week. What we tested, what scored, and what we'd skip. Written for traders, not for clicks.
